Universal blessing is a kind of blessing card in Alipay's five blessings event, but it is a special blessing card that can be exchanged for any of the blessings of harmony, patriotism , dedication, friendliness and prosperity.
Alipay is a third-party payment platform. It was originally a department of Taobao, a website of the Alibaba Group, in December 2004. It is officially available. independently operated on August 8 and is a subsidiary of Ant Financial, which is independent from Alibaba Group.
Alipay has two independent brands: "Alipay" and "Alipay Wallet". The software mainly provides payment and financial management services (including secure online shopping transactions, online payments, transfers, credit card refunds, mobile recharges, payment for servicesutilities and gas, personal finance and other areas).
Quick payment refers to the direct connection between payment institutions and banks to form an efficient, secure and dedicated (consumer) payment method. Before the launch of Quick Pay, most online payments were made through online banking. However, online banking has inherent problems such as low payment success rate and poor security. In addition, apart from large banks, there are still a large number of urban banks among more than 1,000 national banks that do not offer online banking services.
Quick payment solves the above problems, with a payment success rate of more than 95%, which is higher than about 65% of online banking; Fast payment user funds are insured by Alipay and insurance companiesurance cooperatives, and compensation can be obtained in the event of capital loss. In December 2010, Bank of China and Alipay launched the first fast credit card payment. As of May 2014, more than 180 banks have opened fast payment services. After Alipay launched this service, third-party payment institutions such as Tenpay and UnionPay launched "quick payment".
In 2008, Alipay began to intervene in the mobile payment sector. In 2009, it launched the first independent mobile payment client. In early 2013, it was renamed “Alipay Wallet” and became a parallel platform with “. Alipay" in October 2013. Independent brand; users can download and install "Alipay Wallet" and log in with their Alipay account to use it.
As of June 2019, Alipay and its local wallet partners had served more than 1.2 billion users worldwide As of January this year, A.lipay announced that its global users exceeded 1 billion, and the number of global users maintained 20% growth in six months. On August 6, 2019, Alipay announced the launch of electronic marriage certificates, supporting the issuance of electronic marriage certificates in five provinces and cities: Fujian, Jiangxi, Jiangsu, Zhejiang and Chongqing.