The solar loan is a product launched by the bank in response to the national policy of energy saving and emission reduction and in cooperation with qualified and reputable companies, aiming to support farmers and smallholder owners and micro-enterprises in the construction of photovoltaic power plants.
From this point of view, photovoltaic loans are not a scam, but a project launched by banks and formal national companies to promote photovoltaic power plants. In addition, PV loans have loan amounts, interest and repayment terms, and are formal products launched by formal banks. What are the conditions for a solar loan? What are the requirements for loan recipients and repayment terms? The specific summary is as follows:
1. Not all businesses can apply for photovoltaic loans. As mentionedPreviously, photovoltaic loans are launched through the cooperation between banks and enterprises, but before enterprises and banks can cooperate, they must be reviewed by the bank. Only reputable and solid companies can undertake photovoltaic loan business in cooperation with banks.
In other words, as long as this company can handle PV loan business, it is a strong PV business after being reviewed by the bank.
2. Regardless of whether the purpose of the loan is a home photovoltaic system or a small and micro business owner, it cannot be used for other purposes. The loan repayment funds are mainly the income of the power plant. , and the owner does not need to use other funds to repay.
3. Loan Limit Regulations. The loan limit for farmerslters is limited to 80,000 yuan, and the loan limit for small and micro enterprises is limited to 500,000 yuan. So, as a business that wants to install PV through PV loans, how should you choose the loan business?
1. A formal business. The so-called formal company means that it has its own production base, its own brand, and has a clear warranty and after-sales service for the products it supplies.
2. Reputable EPC. Generally speaking, formal PV companies will not connect directly to users. They will connect to EPC companies (reputable EPC companies are authorized by PV companies). have a comprehensive understanding of the company and the companies and brands with which it cooperates.
As an investor and partner of power plants, Photovoltaic Headlines recommends a furnace herephotovoltaic service provider, Zhejiang Carbon Silver, which has cooperated with many suppliers to provide and sell, study, install and design power plants. The EPC business of power plants covers 10 provinces, including Zhejiang, Shandong and Jiangsu, and more than 200 districts and counties. Zhejiang Carbon Silver Photovoltaic Loan cooperates with Industrial and Commercial Bank of China. The loan can last up to 8 years, with an annual interest rate of 3.3% and a maximum loan of 150,000 yuan. In addition, Zhejiang Carbon Silver Photovoltaic also provides users with free power plant insurance for up to 8 years to ensure the safety of power plant users' property. You can learn more about Carbon Silver Network on the official website | - Clean energy use and investment service platform for households
More and more usersInvestors chose photovoltaic loans to install their own photovoltaic plants for their own use, and the surplus electricity is connected to the Internet and sold to the state. This new form of loan can indeed help users who wish to install photovoltaic power plants but who do not have start-up capital. For us, we must not only dare to choose photovoltaic loans, but also keep our eyes open and choose photovoltaic loans correctly. and rationally. Invest and increase returns.
Hello. Generally, the investment for domestic electricity production connected to the solar grid within 10 kW is 10,000 yuan/kw. Depending on the electricity consumption of your home, it is recommended that the minimum investment be 3 kW or more. These can be financed by loans. Surplus electricity can also be sold to the state. The investment isrecovered within 4 to 5 years. Foshan Dejiu New Energy provides one-stop home distributed solar power generation system solutions.